I generally use about a 1 amp higher then an expected load as well, fuse sizes are not based on internal wire sizes but are picked as an over current device to prevent damage in an over current and in severe cases to prevent a fire, wiring is not the only consideration, I have never heard of any one selecting a fuse based on the wire gauge in side a unit, it's based on the current draw and there are a lot of items that could cause a fire then just wire, a shorted driver transistor could cause all kinds of damage to it's pre-driver or to it's load, I have seen them even melt and catch other parts on fire or destroy a PCB board and had all the wiring just fine,
From an electrician's view in a house's wiring system a fuse or breaker would be set for the safe current capacity of that homes cabling to the power outlets, but inside an electronic device there is a lot more importance on protecting the electronics inside the device from a fire or further damage to other stages in the said device.
You also have fast acting and delayed acting, a delayed acting may be used on the power supply that takes in a surge to charge it's internal components like capacitors that for a very short time take in a lot of power to charge then but with a short duration, a slow blow fuse would then be used.
Another factor of course is voltage, a fuse rated for 120 volts but used on 240 may still arc over inside the fuse and not correctly operate as it was intended.
There was one tv shop in my area that covered a blown fuse with aluminum foil, the internal damage from doing that led to a dangerous or a catastrophic failure, I usually would decline repairs when I saw that shops sticker and found foil on critical fuses, we called them ASA2millon as a joke as some fuses would have the Text ASA then the current rating and voltage, so ASA 2AMP 250 volts.
Remember Remember The 8th of November, When No One Stood, but Kneel, In Surrender
In a popular government when the laws have ceased to be executed, as this can come only from the corruption of the republic, the state is already lost. Montesquieu