405 nm has long been in the standard visible range of 400 to 700 nm, and is not generally considered a hazard as sources well beyond 400 nm are. If this needs serious revision, don't blame me for accepting it, I didn't establish this accepted status. As Bill said, until such time as this is viably disproved as good status, we should go with it.
Sure, inverse square law might be the main thing we rely on to protect us, but has it ever been otherwise? That helps even with new sources. If we know a visible-range source IS 100 mW and treat it with the same cautious avoidance of direct exposure or staring at bright diffuse sources as with obviously bright ones, then we do most of what needs to be done.
What reading? You need to be more specific. I was always told that moderate long-wave UV exposure either had little or no effect on the body, or was localised to surface effects, in the skin or corneas. No mention of internal organ failure. You need to cite the sources to be explored for that one. People have lived with equatorial sunlight for millenia, and it's known to cause damage to skin, even just accelerated aging of that skin. And cataracts. I never heard anyone say it caused internal organ failure, even after a lifetime.
EDIT: I know that a melanoma can go agly and migrate cells to damage other organs, but this is an extreme case, and plenty of obvious things go wrong before that happens. Such damage is well beyond 'creeping up' on its victim.. Probably results from traumatic exposure rather than incremental, too.